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Is It Safe to Use ChatGPT? What Should I Never Type?

Is it safe to use ChatGPT? What should I never type? It can be used safely if you keep some things out of it. Never type: passwords, bank or card numbers, Social Security numbers, Medicare or health insurance numbers, or your date of birth. Fine to type: recipe questions, a letter you want reworded, a trip you are planning, a word you want explained.

Remember it can be wrong

AI can sound sure and still be wrong. Check anything about health, money or the law with a professional.

We practice this habit in our live Zoom classes, 12 people at most, taught by Holden Eckard. Your first class is free, then $46 a month if you choose to stay.

Last checked: October 2026. Please check anything important yourself.

What can go wrong

Using it safely, step by step

  1. Use the real site or app. Type chatgpt.com yourself or install the app from your phone's official store.
  2. Use a strong password and two-step sign-in. A password manager can help.
  3. Keep sensitive details out. Leave out Social Security numbers, account numbers and passwords.
  4. Review the data settings. Find the options for chat history and training and set them as you prefer.
  5. Verify the important answers. Check health, legal and money advice with a professional or an official source.

Spotting fakes

Want to try it with a friendly teacher?

Join a free live class on Zoom. Small group, no experience needed, no card.

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Common questions

Is it safe to type my bill or a letter in?

Type only the part you need help with, and leave out account numbers, your date of birth and anything private. We practice exactly this in class.

What if I already typed something I should not have?

Do not panic. Change any password you shared, tell your bank if it involved a card or account, and from now on keep those items out.

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